Capital Gains Tax Calculator
Calculate short-term and long-term capital gains taxes on your stock investments. Understand tax implications and plan tax-efficient strategies.
⚠️ Important Disclaimer
The calculators and information provided on this website are for educational purposes only and should not be considered financial advice. Always consult with a qualified financial advisor before making investment decisions. Past performance does not guarantee future results. Stock investing involves risk, including possible loss of principal.
Understanding Capital Gains Tax
Capital gains tax applies when you sell investments for more than you paid. The rate depends on how long you held the asset and your income level.
Short-Term vs Long-Term
- Short-term (≤1 year): Taxed at ordinary income tax rates (10%-37%)
- Long-term (>1 year): Taxed at preferential rates (0%, 15%, or 20%)
Tax-Loss Harvesting
Offset capital gains by selling losing positions to reduce your tax bill. Up to $3,000 in net losses can offset ordinary income annually.
